Monday, October 16, 2006

Another lesson learned

So as you all know I am currently dealing with a serious health situation that will require surgery soon...

Well last week I got a bill from my doctor's office at the tone of $353...now when I went to the doctor's office I was told that with my insurance I would be billed and it would be 80-20 meaning the insurance would pay 80% and I would pay 20%, however, upon talking to the billing office I was informed that was not the case and even though I have an Open Access Insurance Plan, the doctor's office didn't participate and therefore I would be responsible, from now own, for the majority of any bills....

so today I tried to upgrade my insurance, but even with my situation, I can't...I have to wait until April of next year to upgrade to the PPO plan in which my doctor's office participates....well you may be wondering why didn't I know that....well I assumed, which is always the wrong thing to do, that since it was an open access plan I would be alright...WRONG!

so now people when deciding on your insurance plan from your job call each and every one of your doctor's offices and determine what programs or who participates in what so that you won't be short....

If it was an 80-20 situation as I was previously told I would have been fine, but that is not the case...and I can't afford to pay 1000s of $$s for a surgery...

I don't know what Imma do...go to another doctors and risk feeling comfortable with them doing it?

What's next....who knows....

6 comments:

Teej said...

Oooh baby. I feel your pain. Shit I dont even have any words of advice on it. I can just empathize.

Kep said...

You are still in my prayers and thoughts, Tiff. The Almighty works!

Stay up,
Kep.

Anonymous said...

Wow! I know how you feel. My employer switched dental plans on me without telling me. So it was going to cost me $150 for removal of all 4 wisdom, but after the change it costed me $300 for just two. It's crazy out there!! We need better representation in our gov't because this is ridiculous!

Kiana

BluJewel said...

Thanks for the stop by and I'm glad you enjoyed the post.

That's a really messed way and time to find out your insurance isn't right. I hope you get the situation resolved that it doesn't cost you too much more money.

T.C. said...

@Teej-I don't know what to tell myself...but I am going to call the doctor and see if they can work with me until I get my insurance changed over...

@Kep-Yes GOD will make a way...I know...I am not going to lie and say that my faith hasn't been strechted but I know he will prevail

@Ki-yeah we need better rep for more than one reason...

@blu-me too! Thank you for stopping past as well

NegroPino™ said...

IT will all work out for you....im saying my prayers. He is on your side.